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Bonus Saving Account

A cash bonus - for doing nothing

Because dipping into your savings can be tempting, our Bonus Savings Account rewards you for establishing virtuous saving habits. Every month you don't make a withdrawal, we'll give you a bonus rate of 0.60% AER/gross variable on balances up to £25,000. Don't worry - you can still get at your money if you need to, but for that month the interest will only be 0.10% AER/gross. Knowing this should be just enough to curb the temptation...

  • bonus rate applies for every calendar month you don't make a withdrawal
  • instant access if you need it by an internal transfer to your first direct Current Account
  • earn the higher interest rate on balances up to £25,000
  • start saving from £1, no maximum limit
  • sole accounts only and one account per person.

How to open a Bonus Savings Account

Existing Customers

Log on to Online Banking, select 'Apply' and choose 'Bonus Savings Account'.

Log on to Online Banking

New to first direct

This product is only available to first direct Current Account customers (you're more than welcome to join us...)

More about our current account