Apple Pay

Pay for things with your iPhone, iPad or Apple Watch by simply pressing a button - it's quick, convenient and totally secure.

Apple Pay is Available on:

iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, and iPhone SE when paying in shops and in-apps;

Apple Watch when paired with an iPhone 5 or later model when paying in shops;

and

iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3 when paying in-apps.

Apple Pay can be used wherever contactless payments are accepted.

A £30 limit will apply in shops in most cases; ask the retailer for further details.

Here's what you need before you start:

iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE (for both in-store and in-app payments);

Apple Watch (for in-store payments only);

iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3 (for in-app payments only).

• iOS 8.3 or newer
• a passcode set up on your device (plus Touch ID if you want to use one-touch payment)
• your first direct debit or credit card
• an up to date email address and mobile phone number on your first direct account.

Now you can follow these steps for the device that you have:

iPhone

1. open the Wallet and tap '+'
2. select 'Add credit or debit card'
3. select 'Use card on file for iTunes' or 'Use a different credit or debit card'
4. use the camera to read the card or enter the card details manually
5. enter the 3-digit security number on the back of your card
6. read and accept the Terms and Conditions
7. you may be required to enter a 6 digit verification code. If so, choose to receive by text or email
8. enter the 6 digit verification code
9. set up is complete
10. you can add more than one credit or debit card and assign one to be your default Apple Pay option.

iPad

1. go into Settings, tap 'Wallet & Apple Pay', tap 'Add credit or debit card'
2. from there, simply enter your card's security code to add your credit or debit card from your iTunes account
3. to add a different card use your iSight camera to read the card, or type it in manually.

Apple Watch

1. open the Apple Watch app on your iPhone and tap 'Wallet & Apple Pay'
2. tap 'Add a new credit or debit card'
3. from there, simply enter your card's security code to add your credit or debit card from your iTunes account
4. to add a different card use your iSight camera to read your card numbers, or type it in manually.

We won't share your contact or card information with Apple or any retailers during any of the Apple Pay stages, including card registration oand other countries.

In shops - using your default Apple Pay card

With your iPhone:

• hold your iPhone up to the contactless terminal
• authorise the payment using Touch ID or your passcode
• a reassuring vibration and beep confirms the payment is successful.

With your Apple Watch:

• double-tap the side button and present the watch to the terminal
• a reassuring vibration and beep confirms the payment is successful.

In shops - using a different card

If, for example, you want to make a payment using your first direct Gold Card but set your debit card as the default Apple Pay option, you can switch between the two.

With your iPhone:

• open 'Wallet'
• select the card
• present your iPhone to the terminal
• use Touch ID or enter your passcode
• a reassuring vibration and beep confirms the payment is successful.

With your Apple Watch:

• double-tap the side button
• swipe left or right to select the card
• present the watch to the terminal
• a reassuring vibration and beep confirms the payment is successful.

In-app using your default Apple Pay card

• at checkout, tap the Apple Pay logo if available
• authorise the payment using Touch ID or your passcode
• the payment is made.

In-app using a different card

• at checkout, tap the Apple Pay logo if available
• select cards and billing
• select the card
• authorise the payment using Touch ID or your passcode
• the payment iother countries.