We offer 9 different investment funds, including the HSBC World Selection portfolios. These funds are all available in a Selected Investment Funds ISA or Selected Investment Funds Plan, depending upon your investment needs.
Please take some time to read our Selected Investment Funds Fund Insert, Key Features Document, Product Information, Effect of Charges Insert and Selected Investment Funds Terms and Conditions before you apply. You should print and save these documents for your records.
This fund aims to provide capital growth through cautious investment in a broad range of asset classes across global markets. The fund will invest primarily in collective investment schemes that in turn invest in fixed income securities, equities, property, commodities and derivatives. Typically the fund will have a bias towards asset classes that focus on fixed interest or absolute return strategies. It is classed within the low (cautious) risk category (see explanation of risk ratings).
Find out more about World Selection from HSBC
A fund that aims to provide capital growth through balanced investment in a broad range of asset classes across global markets. The Fund will invest primarily in collective investment schemes that in turn invest in fixed income securities, equities, property, commodities and derivatives. It is classed within the medium (balanced) risk category (see explanation of risk ratings).
Find out more about World Selection from HSBC
A fund that aims to provide capital growth through dynamic investment in a broad range of asset classes across global markets. The fund will invest primarily in collective investment schemes that in turn invest in fixed income securities, equities, property, commodities and derivatives. Typically the fund will have a bias towards asset classes that focus on equity investment strategies. It is classed within the medium (balanced) risk category (see explanation of risk ratings).
Find out more about World Selection from HSBC
A fund that aims to provide a high level of income by investing in a broad range of asset classes, across global markets. It is classed within the low (cautious) risk category (see explanation of risk ratings).
* These funds invest in underlying Funds which, in turn, invest in a wide range of different asset types such as property, commodities, equities and fixed income securities. Although each asset type has specific risks attributable to it, exposure to those risks could be reduced because of the broad selection of investment within these funds. However, as with any investment linked to the stockmarket, their value can go down as well as up and you could get back less than you put in.
A fund that aims to achieve a reasonable level of income, together with capital growth by investing primarily in companies in the UK with the balance invested internationally.
A fund that aims to achieve long-term capital growth by investing primarily in the securities of companies quoted or trading in countries where there is an emerging market or in closed-ended vehicles which invest primarily in such securities. It is classed within the higher (adventurous) risk category (see explanation of risk ratings).
A fund that aims to achieve high and rising income by investing globally, primarily in equities, in any economic sector whilst participating in long term capital growth.
A fund that aims to achieve capital growth by investing primarily in the shares of, companies throughout the world engaged in the production and marketing of commodities. It is classed within the higher (adventurous) risk category (see explanation of risk ratings).
A fund that aims to provide a total return primarily through investment in real estate investment trusts, equity and debt securities of other types of property companies worldwide. It is classed within the medium (balanced) risk category (see explanation of risk ratings).
All of the investment funds described above are from the Selected Investment Funds range, provided through HSBC Trust Company (UK) Limited which is authorised and regulated by the Financial Services Authority.
The 9 investment funds available either aim for growth or to pay you an income by putting your money where it can work for you. Your investment will be actively managed by experts from some of the most trusted names in the investments industry.
At first direct we understand how difficult it can be to keep track of and manage your existing ISA investments when they may be held with different providers. To help you consolidate all of your existing cash ISAs and stocks and shares ISAs with one provider you can transfer them into our Selected Investment Funds stocks and shares ISA. To find out more and to complete a transfer form select the ‘Transfer’ tab at the top of this page.
Any returns within an ISA are tax efficient because they are free from any personal liability to UK Income Tax and Capital Gains Tax. Bear in mind however the favourable tax status of ISAs may not be maintained in the future. The value of tax advantages depends on individual circumstances.
Because of their tax advantages ISAs are subject to annual subscription limits. The overall ISA subscription limit is currently £10,200 per Tax Year. Up to £5,100 of this overall limit can be saved in a cash ISA with one provider. The remainder of the £10,200 can be invested in a stocks and shares ISA with either the same or another provider. Alternatively the full £10,200 can be invested in a stocks and shares ISA with one provider.
Funds in this category tend to be income funds. They will predominantly invest in fixed interest securities, however there may be some exposure to equities. Although the capital value of your investment can move up and down, it is normally less volatile than that experienced from funds investing solely in equities.
In this category funds tend to invest in equities as the means of meeting their objective to provide capital growth. However, some funds will invest in a mixture of equities and fixed interest securities so as to reduce the overall risk and provide some income. Growth funds, although fully exposed to the risk of the stock market will, however, look to control the risk through the careful management of a diverse portfolio of shares.
In order to improve the opportunity for growth, you can invest in funds that focus on particular overseas markets or on segments of the market (e.g. smaller companies). Although these funds still invest in equities they are often considered more risky because they may be exposed to the additional risk of currency movements and the portfolios may be less diversified as they focus on a narrower range of investments.
If we have not answered all your questions then please visit our frequently asked questions section.
Alternatively call first direct on 08 456 100 124. Lines are open 8:00am to 10:00pm, Monday to Friday and 9:30-7:00pm Saturday and Sunday (excluding Christmas Day, Boxing Day and New Years Day).
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As with any investment related to stocks and shares, the price of shares can go down as well as up. It is possible that the value may fall below the original investment. This may also happen as a result of changes in the rate of exchange where overseas securities are held.
Remember, stock market investments should be viewed as a medium-term to long-term investment (at least five years).
Favourable tax treatment of ISAs may not be maintained in the future if law and HM Revenue and Customs practice change. The value of tax advantages depends on individual circumstances.
The information on this website doesn't constitute financial advice. If you decide to apply direct, that is without receiving advice, you should understand that we are not required to assess the suitability of these funds for you. Therefore you will not be protected by the FSA's rules on assessing suitability. Please note that first direct does not give investment advice. If you are in any doubt about the suitability of this investment we recommend that you speak to an independent qualified financial advisor.
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