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Find out about key product features of the first direct gold card

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Watch our customers give their thoughts about our service and how rewarding they think our products are

 
Discover something special in our collection of summer offers. Find out more.

gold card

0% p.a. on Balance Transfers for 15 months - typical 16.9% APR variable

Our gold card comes with a minimum credit limit of £3,000. It's great for everyday use - and with first direct's signature levels of service as standard, you'll know you can carry your card with confidence.

  • this promotion is only available to new first direct credit card customers
  • qualifying Balance Transfers must be made within 2 months of account opening
  • a Balance Transfer fee of 2.9% (minimum £5) will be charged to all transfers
  • a standard rate of typical 16.9% APR variable
  • £3,000 minimum credit limit (subject to status)
  • no annual fee
  • real people to answer your calls, 24 hours a day, 7 days a week, 365 days a year
  • manage your account by phone, online or both
  • option of regular text message mini-statements direct to your mobile phone.

We will not transfer balances between cards operated by members of the HSBC Group. Any request to do so will not be processed. The HSBC Group means HSBC Bank plc, its subsidiaries, associated and affiliated companies and includes Marks & Spencer Money and John Lewis Partnership Card.

More information?

If there's anything that doesn't make sense or something you'd like more information about, please don't hesitate to give us a call anytime on 08 456 100 100.

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