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Summary box 

Find out about key product features of the first direct Credit Card

 

Credit Card

0% p.a. on Balance Transfers for 15 months - typical 19.9% APR variable

It's understated, it's always in fashion, and it goes with absolutely everything. The little black card from first direct is the perfect accessory for every day of your life.

  • 0% p.a. on Balance Transfers* for 15 months if you transfer a balance from a competitor credit or storecard (excluding members of the HSBC Group) within two months of account opening
  • a Balance Transfer fee of 2.9% (minimum £5) will be charged to all transfers
  • a standard rate of typical 19.9% APR variable
  • protection against internet fraud on transactions made without your consent
  • option of regular text message mini-statements direct to your mobile phone
  • fully integrated with your first direct 1st Account
  • no annual fee.

We will not transfer balances between cards operated by members of the HSBC Group. Any request to do so will not be processed. The HSBC Group means HSBC Bank plc, its subsidiaries, associated and affiliated companies and includes Marks & Spencer Money and John Lewis Partnership Card.

And best of all, you don't have to wait another minute. You can apply online now...

 
apply
call 08 456 100 100

 

first direct is a division of HSBC Bank plc. © HSBC Bank plc 2008. All Rights Reserved. Member HSBC Group.
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